Which cremation package is right for you and your loved ones? Compare cremation packages and their benefits to help you plan today.

Is there ever a good time to plan for your funeral? Have you given it any thought?

Maybe not, but the good news is you can plan for this well in advance. There are options! You can keep your family members well informed and less worried when the time comes.

Have you considered cremation or ever looked at a cremation package? Interestingly, more and more people are choosing cremation. A survey by Choice Mutual in 2020 showed that over 44% of people now opt for cremation, in comparison to just 4% in 1960. This shows that traditional burial is no longer the norm, and people are looking for other options with lower costs.

Let’s take a look at what cremation package options are available as well as cremation insurance. Those need-to-know details.

We will help you to get started with the basics and work your way towards a plan both you and your family can afford.

Cremation Insurance

The actual cost of a funeral is ever-increasing, and how can we afford to plan for the costs? If you are opting to go with cremation, then you may want to consider purchasing a cremation insurance policy.

Cremation insurance is a type of term life insurance that covers the cost of cremation. This insurance is easier to qualify for than it is with other types of life insurance.

Typically, there is no medical exam needed so even poor health should not disqualify you.

Benefits to cremation insurance include:

• No need for a medical exam.
• Acceptance is guaranteed.
• You can use the funds anywhere, at any funeral home.
• There are fixed premiums
• Flexible coverage is available.
• Approval is fast.
• You can gain interest on any cash value from your insurance.

Things to consider:

• You have to pay for a two-year period before you can collect benefits.
• Immediate policies cost more, but this eliminates the two-year wait.
• Cost and premiums vary based on your age and gender.
• Most policies are not available after you turn 100 years old.

If you want to look into cremation insurance further, there are some well-known and established companies that are a good idea to consider. AARP, AIG, Gerber Life Insurance, and Transamerica Life Insurance are great options to research.

Now that we have the insurance basics out of the way, it is time to look into what packages are available.

Basic Cremation Package

What cremation package options do you get when you Google “cremation packages near me?” Out of all the packages, any basic package will be one of your cheapest cremation package prices.

Lonestar Cremation offers a basic package that you can pay for online, and is available in Dallas, Hood, Johnson, McLennan, Parker, and Tarrant Counties.

This Basic service costs $795 and offers:

• Private cremation under 275lbs.
• One certified death certificate.
• A temporary urn.
• An online obituary.
• Medical examiner permit where required.
• Over 275lbs costs an extra $399-$499.
• Shipping of ashes is an additional $199.

This package can only be paid for online and is not eligible to be prepaid. This is a great package for the value if your needs are simple.

Priority Package

The next step up is the priority package. Lonestar Cremation offers this package in the areas of Collin, Dallas, Denton, Hood, Johnson, McLennan, Parker, Rockwall, and Tarrant Counties.

The priority package costs $995 and is the most popular package. It includes:

• Private cremation under 275lbs.
• Six certified death certificates.
• An upgraded print urn.
• An online obituary.
• A medical examiner permit where required.
• Priority service.
• 24/7 support is available.
• Updates via text or email.
• Over 275lbs costs an extra $299-$399.
• The shipping of ashes is an extra $75.
• A witness or I.D. viewing is an extra $299.
• Thumbprint, hair, or a photo are an extra $49 each.

This package is a great option that falls somewhere in the middle, yet allows you to purchase extras as needed. This plan is also only available online and does not have prepaid options.

Premium Package

The highest level package you can buy is the premium package. Lonestar Cremation offers this package in Collin, Dallas, Denton, Ellis, Erath, Hood, Johnson, Kaufman, McLennan, Palo Pinto, Parker, Somervell, Rockwall, Tarrant, and Wise Counties. 

This package starts at $1595 and is the most complete package available offering the most services. This includes:

• Private cremation under 275lbs.
• Twelve certified death certificates.
• An upgraded print urn.
• An online obituary.
• Free newspaper obituary
• A medical examiner permit where required.
• Free shipping of ashes.
• Free witness or I.D. viewing.
• Priority service available.
• 24/7 phone support.
• Over 275lbs can range from FREE to an extra $199.
• Thumbprint, hair, or photo and extra $25.

There is also a concierge service available, a $75 merchandise coupon and you can make your arrangements online or in-person.

With this plan, prepayment options are available to you and life insurance is accepted for payment with preapproval.

Talk About a Package Today

You can even plan advance online with prepaid cremation packages. Lone Star Cremation in the Dallas, Ft Worth area offers prepaid cremation package options and amazing support when you need it.

Whether your needs are simple or not, you can easily find options that work for you.

Don’t be afraid to plan. This is a time in our lives we all have to face at one time or another. Get the conversation with your family going, and it will become easier as you go.

Lonestar Cremation is here to help you. They have been helping families plan since 2004, and have the experience and knowledge to help.

Contact Lonestar Cremation here, call 817-546-0108, or send an email to [email protected].