Prepaid cremations are governed by the Texas Department of Banking. In order to prepay, an insurance annuity must be set up to meet the minimum state requirements. This requires that the beneficiary be in good health and must be underwritten by a licensed pre-need insurance agent. Because of the additional paperwork involved and in order to keep our prices low, we only allow prepayment of our Premium Package.
Because so many families would like to have everything taken care when a loved is close to needing our services, we allow you to create a cremation quote for any of our cremation packages that is guaranteed for six months. In addition, you can give us the necessary vital information and complete the required forms. When our services are needed, just report the death to us. Our staff will send you an invoice containing your guaranteed quote which can be paid online or in-person. To get started with your no obligation quote, CLICK HERE.
Death Certificate Questions
Death certificates in Texas may be pending if awaiting the final cause of death because of an autopsy or toxicology.
If you’re loved one was sent to the medical examiner’s office or an autopsy was ordered by a Justice of the Peace there is a very good chance that the certified copies you ordered from us will have a “pending” cause of death.
By law a funeral director must file and order certified copies of a death certificate within 10 days of the persons death. Often times the medical examination will require toxicology results to make a final determination of the cause of death. These results can take up to 90 days. Therefore, the medical examiner must certify the death as pending until he receives the toxicology results and will then amend the death certificate with a final cause of death.
Death certificates that have a “pending” cause of death are considered legal documents in Texas and can be used to probate an estate, secure Social Security Benefits and provide proof of death to financial institutions.
Pending deaths certificates are legal certified copies and can be used in exactly the same manner as non-pending death certificates. Texas Law does not differentiate between pending and non-pending death certificates in their ability to prove death. However, in some very rare circumstances an insurance policy that is “contestable” may require a medically amended death certificate with the final manner and cause of death before settling any claims.